From the category archives:

women and retirement

Retirement Planning: When Women Make Dangerous Assumptions

September 2, 2010

The excuse that you will simply work longer has taken  a dangerous position in the retirement plan for women that a recent TransAmerica Retirement Survey recently revealed.  Granted, this is the new recovery plan among a great deal of respondents, of both sexes.  But for the female worker, this can be the wrong approach to [...]

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Women and Retirement: What Prudential Wants You to Believe

July 31, 2010

Perhaps I am just too jaded after years of reading white papers and studies, magazines and newspapers.  Perhaps when it comes to anything that resembles a profile of a group, done by a big insurance company in an effort to understand how you invest, plan for retirement, or deal with your finances, I just can’t [...]

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Lifetime Payments Work Best for Women

July 27, 2010

Those who follow this site know that as a rule, I don’t like annuities. For most of us, this sort of  - and I hesitate to call it such – investment is something you purchase to guarantee income.  Part mutual fund, part insurance policy and wholly too expensive on both counts, annuities, for whatever reason [...]

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The Co-Signer Effect

July 22, 2010

This sort of an economy puts all kinds of financial pressure on families and friends. Some family members move back into the house while other simply are unable to fly from the nest.  Interruptions in unemployment payments for long-term out-of-work family members have put a strain on 10% of the workforce.  All of these things [...]

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Gut Check: Revisiting Your Emotions and Your Retirement Plan

July 5, 2010

A short time ago, as part of my regular contribution to MomsMakingaMillion radio, I introduced the notion that relying on your gut feeling, specifically when women rely on their intuition, they tend to come up short in terms of business and investment decisions when compare to their male cohorts. In the beginning, I thought the [...]

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Bumping Uglies: When the Markets do what the Markets do

July 2, 2010

Many investors began the year with great hope that this would the be the corner we were all hoping we would round.  Markets were poised to go higher and that belief spurred some interesting volatility.  But stock markets are very fickle mechanisms, designed to frustrate the experts and befuddle those who are not.  And now [...]

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For Many, Social Security is their Retirement Plan

June 20, 2010

Say what you will about the program, it continues to do what it promised to do: keep the elderly from poverty. While we spend a great deal of time, both here and on other publications concerned about the state of retirement, Social Security is still the deciding factor for an increasingly large segment of the [...]

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Investing from the Gut: Bad for Retirement; Bad for Business

June 15, 2010

A lot of women watch Oprah. And a lot of women and few graduating classes have heard her say that you should trust your gut. She claims that she has and she tells her audiences to simply look where it got her! The “gut” she refers to is called by many names including intuition, God, [...]

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A Plan Sponsor’s Responsibility: Lifetime Income Distribution Option

June 9, 2010

It boils down to this: who will make sure you don’t run out of money in retirement? Is it your responsibility to get educated, learn the risk, navigate your way around the myriad of choices that you may or may not have in your defined contribution plan and invest enough to ensure a long and [...]

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Financial Planning for Divorce

June 8, 2010

As we all found out about a week ago, the Gores have split up. The news offered a lot of exploration into why a couple would divorce after 40 years of marriage. Now the Gores seem as if they are splitting amicably and Tipper probably won’t be worried about her financial future. But that won’t [...]

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