Step Eight: The Tools at Your Disposal

The landscape inside your defined contribution plan has changed and in many instances, these changes were not improvements. Here we will examine the old products, the mainstays of every 401(k), the mutual funds and stocks, and discuss how they should be used. We will also look at the new products, the post-meltdown answers to your fears, the financial products that were created to ease you back into the marketplace. Not all of these new investment inventions are right for everyone. Some may simply be no good to you at all.