Posts tagged as:

target date

The Downside of Passively Investing

January 7, 2010

The downside of passively investing, such as in index funds, may have cost you dearly over the past year. While you did well, with gains in your retirement portfolio helping ease your concern, had you been in actively managed mutual funds, you would have done better. Juliet Ellis, chief investment officer for U.S. growth investing [...]

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Inflection Point: The Recovered 401(k)

December 3, 2009

If you are young(er), if your company continued to match your 401(k) contributions, if you kept your contributions intact, your defined contribution plan has now begun to look as it did before this whole unraveling mess began in 2008. Over the past week, both Fidelity (who suggested that the one-year rate of return of its [...]

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Retirement Plans to Start Now

November 14, 2009

Chances are, the lesser your wage will working, the more dependent you will be on Social Security when you retire. While at first glance this might seem a sad state of affairs in terms of a retirement plan, it is not beyond your abilities to change this outcome before you retire. If you are aged [...]

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Five 401k Questions

November 4, 2009

Five Questions for the Finance Guy As heard on MomsMakingaMillion radio with Gina Robison-Billups and Kathleen Bellucci “So you’re looking at your 401(k) and suppose its just average. Not too large and not too small. Can you pick too many funds?” Five would be about the optimum number to own. Because you have to begin [...]

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Trashing Target Date Funds

October 27, 2009

I have been on the record, with some decidedly trash talk centered thoughts about target dated funds in the past. Why do I think these are quite possibly the worst investment idea ever? Let me explain what these funds are suggesting they can do and why, under the guise of protecting your assets as you [...]

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