Posts tagged as:

risk

The Co-Signer Effect

July 22, 2010

This sort of an economy puts all kinds of financial pressure on families and friends. Some family members move back into the house while other simply are unable to fly from the nest.  Interruptions in unemployment payments for long-term out-of-work family members have put a strain on 10% of the workforce.  All of these things [...]

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The Retirement Wonder Years

July 17, 2010

The older you get, the more apt you are to think about your retirement.  And according to some recent indicators, you are also thinking, perhaps even worrying about your children’s retirement.  The dilemma is not easy to answer and in some instances, will not truly unfold until many of are able to anything constructive to [...]

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The Lazy Investor: Can Transparency change Your Retirement Plan?

June 23, 2010

“To live is to choose,” writes Kofi Annan adding that “to choose well, you must know who you are and what you stand for, where you want to go and why you want to get there”.  No, Mr. Annan wasn’t trying to offer suggestions on how to run a 401(k) plan for his employees or [...]

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Investing Without Risk is Called Savings

June 14, 2010

For most us, our lives are, for lack of a better analogy, painted into a corner. While we may not feel good about our need for a car we still drive, the way our mortgage might be structured or even the promise we made to ourselves to finance our children’s college education. But we have [...]

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The Evolution of Retirement: The Seeds of the Future

June 7, 2010

I was discussing the concept of retirement with several people half my age recently. Not only was the concept of little value to them in their current frame of mind, they saw it as a Wall Street notion to sell them something they may or may not need. This made me wonder if the brain [...]

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Retirement: What Can We Learn From Ken Griffey Junior?

June 6, 2010

Even if you live outside of the baseball world, even if you live far from the Pacific Northwest, even if you don’t follow sports, the name Ken Griffey Jr. is recognizable. His announced retirement from the Seattle Mariners this week was really not so much of a surprise. The Kid had a brilliant career, is [...]

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Cautiously Optimistic: Investing under Fire

June 5, 2010

The past week is something that should have been a surprise. The Dow Jones Total Market Index lost about $480 billion in total worth in a single day (Friday 06.04.10, when it fell 323.31 points, or 3.2%, to 9931.97 – turns out, it was the second close below 10,000 in two weeks and the third-biggest [...]

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15 to 3: MetLife Makes a Retirement List Too Long

May 28, 2010

The recent MetLife Research on Retirement Readiness has received a little bit of buzz of late. And with good reason. People like lists and the approach to these fifteen tasks suggest that all you need do is pick one, any one, and you will have begun to do what you have not already done. The [...]

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Retirement Planning: The Taxable Hedge

May 3, 2010

There is a chance, albeit an outside one, that your tax rate in retirement might be equal to or greater than it is right now.  If you are currently in a high tax bracket and assume for whatever reason (you haven’t put enough a way or you plan on living on far less than you [...]

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What’s So Bad about the Volker Rule?

May 1, 2010

The recent thirst for blood exhibited in the recent hearings before Congress over the Goldman Sachs involvement in the devastating mortgage crisis has re-invoked cries for the Volker Rule.  Similar to the repealed Glass-Steagall (or the Banking Act of 1933 sponsored by Senator Carter Glass and Representative Henry B. Steagall in response to the 1929 [...]

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