Posts tagged as:

retirement planning

A Match Made in 401(k) Heaven – Almost

July 30, 2010

We talk about the 401(k) match as the benefit most needed for investors to achieve the kind of retirement they need.  We call it free money – which it really isn’t.  We call it an incentive – which isn’t always the case. We call it a benefit worth considering – which it can be depending [...]

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Middle Class: The Money Class? Part Two

July 29, 2010

Part one of our series on the Middle Class: The Money Class? can be found here. Who are you? The mutual fund industry has been asking that for decades and the answers still aren’t quite clear.  But they are getting closer to understanding that the vast majority (85%) of the owners of mutual funds are [...]

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Middle Class: The Money Class? Part One

July 28, 2010

According to the most recent Investment Company Institute Factbook, the fund industry, based on what they refer to as emergence of fund entrepreneurs have made the middle class the money class.  With 90 million households owning mutual funds, either in their 401(k)s or some other type of defined contribution plan available n the workplace or [...]

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The Retirement Entitlement

July 23, 2010

Every now and again, I bump into someone suggesting that retirement is not an option, we can work for ever and above all, it is not an entitlement.  When we look at that particular buzzword – entitlement – some of us wonder how its place in the lexicon became so reviled.  Nothing we are entitled [...]

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The Real Fear of Retirement Planning

July 18, 2010

I still believe that we can get you either ready for retirement in fifteen years or at least confidently on your way.

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The Top Reason We Can’t Understand Retirement

July 11, 2010

Boo! There we got that out of the way. Are all financial writers actually horror writers who don’t know it?  Why does every conversation about retirement and investments and mutual funds and Wall Street, almost everything concerning money seemed tinged with fear, some unknown fright that is just around the corner, or ten years from [...]

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Your Retirement Plan: What Corporate Executives Think

July 3, 2010

For most of us, retirement will consist of our ability to draw on many different sources. We’ll use 401(k)s, IRAs, pensions and the stock market. Some of us will rely on Social Security more than we would like and our houses may still play an important role for some as a source of financial security. [...]

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Blind Obedience: Following Another’s Investment Lead

June 30, 2010

There are a couple of things we know about the stock market, which is still the primary generator of wealth and retirement income.  The question is whether you follow what you know or follow what might happen. First among these facts is that although the price you see quoted at any given moment is based [...]

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Wills and 401Ks: Have you Considered this Lately?

June 22, 2010

Yesterday was the first day of summer.  And although some of us have already taken a vacation, many us have yet to or plan to in the coming months.  And as we set forth on a new adventure, it is time to consider what might happen as we leave the comfort zone of our regular [...]

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