Posts tagged as:

mortgages

Banks, Business, and Babies

July 26, 2010

Have you ever wondered what babies have to do with retirement planning?  Surprisingly, more than you might imagine.  First off, once the idea of starting a family takes root in a young couple’s psyche, things change dramatically.  Smart couples plan for unintended consequences such as the mother not wanting to return to work, the need [...]

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The Mortgage Hedge: Retirement Planning and Your Home

June 2, 2010

The vast majority of us would like to stay in our homes during retirement. It may be because we know the place, have repaired most of what needs to be fixed, like the neighborhood, and the proximity to friends, families and activities suits us. unfortunately, the vast majority of us are looking at retirement with [...]

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Is Inflation Worth Worrying About?

May 25, 2010

If the Consumer Price Index suggests that inflation is nothing much to worry about, should we be concerned anyway? Irwin Kellner, MarketWatch’s chief economist thinks the warning signs are there, even if we haven’t noticed them. He suggests that most producers of goods have created the illusion that the cost of their products has remained [...]

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Refinancing Because of Europe

May 24, 2010

It’s okay if you haven’t been paying attention to what is happening in Europe of late. After all, unless you are planning to travel there in the near future, the situation is too far removed from your realm of existence to mean much. If you hadn’t noticed, the euro is worth less than it was [...]

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Does Inflation Matter?

May 16, 2010

Will inflation impact our retirement plan? In all likelihood the answer is yes. But how, is less clear. Inflation impacts us in ways we may not realize. It works its negative effect on the price of our goods although when it comes to indexing the number, some of the more volatile components are not included. [...]

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Stuck at Home: The New Retirement Plan

April 30, 2010

The general feeling among homeowners as they close in on retirement is whether or not they want to sell, presumably to downsize to something more affordable. Some folks may be considering something a little more freeing, possibly even considering the option of renting. And while both of those options can be tempting, you may find [...]

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The Power of Sale

February 8, 2010

Last Friday, on MomsMakingaMillion radio with Gina and Kat, the topic of deficiency judgments was discussed in the MoneyTips section of the show.  I know something about foreclosures and wondered if what was being discussed could be prevented and how. In a previous article here, we looked at the possibility of walking away from your [...]

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Is Owning a Home No Longer Smart Money Management?

January 15, 2010

Seems that there isn’t a day goes past that I am not asked about the concept of buying a house.  These questions usually come from younger workers who may be barely into their thirties.  And the answer I offer them is not what they want to hear.  In fact, it flies in the face of [...]

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