Posts tagged as:

investment decisions

Brightscope Does it Again

January 20, 2010

The small start-up Brightscope has done it again.  While the tool they originally introduced offered plan sponsors a look at how well their offerings served the needs of those who use the business’ 401(k) and plan users the opportunity to confront those sponsors about the adequacy of those plans, a new tool puts more of [...]

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The Curious Case of Mutual Fund Comparison: Performance

December 6, 2009

The last lines of Matthew P. Fink’s book, “The Rise of the Mutual Fund” suggest that although he is a “worrier; nonetheless, I am optimistic”.  This speaks volumes to the “extraordinary success of mutual funds”.  Mr. Fink believes that despite the speculation about the maturity of the industry, it is far from falling from its [...]

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Considering Your 401k

November 6, 2009

While the 401(k) plan you have access to at your place of employment is a a “better-than-nothing” retirement plan doesn’t mean that you should ignore the benefits of investing for your future. There are three basic problems with the retirement plan (and how you use it) known as the 401(k). First, for many of us, [...]

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401(k) Investing: A Tool to Help You Know

October 13, 2009

<span style=”font-weight:bold;”>It Should be Easier</span> There are numerous obstacles that keep us from building enough wealth in our 401(k) plans.  The first is as simple as beginning to invest in your retirement future.  This is stressed frequently and with good reason.  The earlier you begin investing, the better situated you will be for  retirement in [...]

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The Socially Responsible Retirement Choice

October 6, 2009

You have changed all of the light bulbs in your house, disconnected all of the energy draining electronic cords and insulated your abode in an effort to not only conserve. But to go green. Have your investments taken a similar path? Are your efforts at finding a mutual fund that ascribes to your values proving [...]

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The Risk of Not Knowing

October 3, 2009

We speak often about transparency, how your 401(k) should be easy to understand, how the mutual funds in the plan should be up to the task of providing you with good options that cost as little as possible and how knowing these things will grow your investments. It is all about disclosure. And your retirement [...]

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The Risk of Too Little Risk

September 29, 2009

As Ben Bernanke, the Federal Reserve Chairman testifies before Congress, we will come to the conclusion that there is risk, we should do something about it and we still have no idea exactly what. Referring to the problem as systemic risk, both in the creation of firms seeking to reach, through acquisition, the “to-big-to-fail” status [...]

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Your 401(k): Do’s and Don’ts

September 26, 2009

Your 401(k) is in trouble.  While the concept of a self-directed retirement plan is, at least in theory a good idea, it was never meant to be all there is.  So many components go into a the proper operation of such plans, it is hard to get a bead on which move is right and [...]

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