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Is Your Retirement Plan Really Different?

The past several years have re-arranged how we think about retirement. The shift in the “dream” has been the subject of more than one news report on the state of where Boomers are and where their younger cohorts how to be one day. Yet, retirement is and always will be the same: a time when fixed income rules the budget.

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Posted in 401k, bonds, Boomers, debt, economics, mortgages, Paul Petillo, personal finance, Profitable Investments, Repercussions: A Retirement Review, risk, taxes, women and retirement

Mutual Funds, Bonds, Interest Rates and Bubbles

Almost every investor in the country owns a bond. This ownership might be via bond mutual funds, investments in individual bonds be it corporate, government or municipal, or through the widely used target date funds. Each is prone to its

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Posted in 401k, bonds, debt, financial planning, mortgages, Mutual Fund Investing, Profitable Investments, Repercussions: A Retirement Review, Retirement Planning Target 2025

The Overwhelming Temptation of Bonds: Flight from Safety

Years ago, when I wrote my first book (Building Wealth in a Paycheck-to-Paycheck World, McGraw-Hill, 2004) I introduced readers to the Professor. A grizzled old man fond of dirty jokes in uncomfortable settings, he exemplified what bond investors were or

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Posted in 401k, bonds, Boomers, debt, economics, financial planning, Mutual Fund Investing, personal finance, Profitable Investments, Repercussions: A Retirement Review, Retirement Planning Target 2025, taxes
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