Posts tagged as:

fixed income

Bond Funds vs Equity Funds

August 25, 2010

The world of conservative investing that has developed over the last couple of years has done so with sound reasoning.  People who buy fixed income believe that in doing so they are protecting their investments in the safety of debt.  That debt, be it from Treasuries or corporate bond issues has seen prices rise while [...]

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Retirement Planning: Only One Thing is Certain

August 23, 2010

Investors are worried.  The only thing that seems to be certain at this point is uncertainty. The stock market crash in May, the “flash crash” which sent the Dow down for a 600 point loss and then recovery is still without any significant answers.  The stock market crash in 2008, while better understood offers us [...]

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Retirement Planning and Inflation

August 4, 2010

We have, for the last several years, stayed close to home during our summer vacations.  This usually involves a lot of porch sitting, catching up on reading and entertaining the occasional neighbor who visits this outdoor living room. Yesterday was one of those days. George is retired several years now and at age 63 has [...]

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Protecting Against Inflation: The Common TIPS Mistake

February 26, 2010

Treasury Inflation Protected Securities are not the same as an investment that protects you from rising interest rates. While it is easy to see how investors can be confused by this, it will be a very costly mistake if you made it. In a follow-up to our warning about the potential, even probable bubble in [...]

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Rising Rates Make Bond Fund Managers Worry

February 21, 2010

Once again, the investor is at risk. Only now, the risk is coming from the very advice, whether implied or simply offered that conservative investments are the best way to prevent catastrophic losses in your retirement accounts. Its no secret that many folks, reeling from the recent dip in their 401(k) plan balances shifted any [...]

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Considering Your 401k

November 6, 2009

While the 401(k) plan you have access to at your place of employment is a a “better-than-nothing” retirement plan doesn’t mean that you should ignore the benefits of investing for your future. There are three basic problems with the retirement plan (and how you use it) known as the 401(k). First, for many of us, [...]

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