Posts tagged as:

equity exposure

Investing in 2010: So You Say You Want a Resolution

January 2, 2010

Here are five quick tips for mutual fund investing in 2010. Most of us look at the turn of a calendar year with the hope that the mistakes we made in the previous year will not be made in the new one.  This is noble and in many cases futile.  These attempts are usually too [...]

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2010: Hope for a Decade Lost

December 29, 2009

Perhaps the best way to find out whether there is any validity in these sorts of year-end predictions is to look at the one made about this time a year hence. I referred to 2009 as an “Even Tempered Reconciliation”.  Wondering how we might survive was not the issue.  I knew we all would just [...]

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Once Upon a Time, Investors Panicked

December 16, 2009

Seems so long ago.  Markets were tumbling. People who owned stocks were selling and running for bonds. People who owned actively managed mutual funds were moving everything they had left to the uncharted and unproven territories that are target date funds or balanced offerings. No one seemed to know what to do or worse, how [...]

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Inflection Point: The Recovered 401(k)

December 3, 2009

If you are young(er), if your company continued to match your 401(k) contributions, if you kept your contributions intact, your defined contribution plan has now begun to look as it did before this whole unraveling mess began in 2008.  Over the past week, both Fidelity (who suggested that the one-year rate of return of its [...]

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Considering Your 401k

November 6, 2009

While the 401(k) plan you have access to at your place of employment is a a “better-than-nothing” retirement plan doesn’t mean that you should ignore the benefits of investing for your future. There are three basic problems with the retirement plan (and how you use it) known as the 401(k). First, for many of us, [...]

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Mutual Funds and Taxes

November 2, 2009

Most of us who write about retirement planning and investing all focus on getting in as soon as possible and staying invested as long as you can. I lean towards staying in equities as long as possible; while some advocate a gradual shift as you get older to a more conservative investment portfolio in an [...]

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