Posts tagged as:

diversification

Can There Be Guarantees in Retirement?

July 12, 2010

Can there be guarantees in retirement? Can we hope to be able to know how much retirement income we will need, whether we have invested enough in those retirement accounts to outlast our finite number of heartbeats and whether the costs while we are working will be worth the payoff in the end? In a [...]

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Volatile Investing and Your Retirement Plan

May 23, 2010

Does the past week in the stock market make you wonder about your retirement plan? Does the recent bumpy ride that the Dow Jones Industrial Average (DJIA) and the Standard & Poors 500 experienced make your breath hitch in your throat giving you pause and the opportunity to rethink what you are doing? Or are [...]

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The Retirement Paradox: Not How, If?

January 10, 2010

As I continue to write the book that is accompanying this site, I can’t help but marvel at the impact we are having on our retirements.  Consider of sudden switch to conservative investing. Is this because we fear the worst could happen again? Are we simply trying to protect what we have? To answer those [...]

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Investing in 2010: So You Say You Want a Resolution

January 2, 2010

Here are five quick tips for mutual fund investing in 2010. Most of us look at the turn of a calendar year with the hope that the mistakes we made in the previous year will not be made in the new one.  This is noble and in many cases futile.  These attempts are usually too [...]

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Mutual Funds Comparisons: The Manager

December 18, 2009

We have been looking at the tool we most often use for retirement, be it in your 401k or in an Individual Retirement Account (IRA): the mutual fund.  We have explored fees and performance earlier this month and found that there are more elements for confusion than there are clarity.  Now we delve into the [...]

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Roth Investing

November 8, 2009

Where to put your retirement money is always a problem. There is allocation, diversification and risk to consider. Expenses and fees, performance and tenure also come into play. If that is the case, is investing with a Roth IRA that much different than with a Traditional IRA? Yes and No. In a traditional IRA, the [...]

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Trashing Target Date Funds

October 27, 2009

I have been on the record, with some decidedly trash talk centered thoughts about target dated funds in the past. Why do I think these are quite possibly the worst investment idea ever? Let me explain what these funds are suggesting they can do and why, under the guise of protecting your assets as you [...]

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