Posts tagged as:

defined contribution

Retirement Planning: More than Luck

May 12, 2010

When it comes to a retirement plan, luck may have something to do with how well you do, how much money you have and whether you will outlive your cash. Of course, getting to retirement requires a little bit of good fortune as well. Those who believe that retirement will be close to what they [...]

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The Changing Face of Your 401(k)

March 18, 2010

2008 will simply not go away.  It’s unfortunate really and although I have suggested over the years that our long-term memory could stand an upgrade, the reasons for what occured in the financial markets is unlikely to happen for another five years (although the potential fallout in 2012 in the bond markets is definitely troublesome).  [...]

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Target Date Funds: When Losing Gains Praise

March 16, 2010

These days, retirement investing is beginning to resemble a game of horseshoes.  Close enough is often considered good if the distance to where you want to be and where your investments are is not too far off.  But horseshoes, when played by yourself, is just practice.  And when you think close enough is good enough, [...]

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Your Company’s Stock as a Matching Contribution

January 12, 2010

Last week on MomsMakingaMillion, one of the the hosts, Gina Robison-Billups grabbed hold of one of the tips about how your 401(k) plan is structured: don’t own too much of your company’s stock in your retirement plan.  This is not a new problem for investors in these sorts of defined contribution plans. And even though [...]

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The Rollover Question: Should I Stay or Should I Go?

December 14, 2009

There a quite a few things to consider before rolling over your 401(k).  First of which is the concept of the rollover in the first place. The scenario is always the same: You have left an employer for whatever reason. You have invested money in the former’s defined contribution plan.  For the vast majority of [...]

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401(k)s: The Information Excuse

December 9, 2009

If you are like so many people I know, the amount of information streaming into your life is amazing.  Your iPhone has a thousand apps to choose from, you watch television with your laptop propped open, you talk and drive.  You can do so many diverse things at once, and even though studies have shown [...]

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Vacations and Retirement Planning

November 18, 2009

We have found that 2009 was not so kind to those investing in their 401(k). Employers have reduced or eliminated their matching contribution and many recent surveys have suggested that this will be slow to return. What was once considered the competitive lure for many employees has no simply become a sidebar in the search [...]

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