Posts tagged as:

401 k plans

Target Date Funds: When Losing Gains Praise

March 16, 2010

These days, retirement investing is beginning to resemble a game of horseshoes.  Close enough is often considered good if the distance to where you want to be and where your investments are is not too far off.  But horseshoes, when played by yourself, is just practice.  And when you think close enough is good enough, [...]

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Forever Young: Making Up for a Missed 401(K) Opportunity

February 23, 2010

Sara Teasdale once said: “When I can look life in the eyes, grown calm and very coldly wise, life will have given me the truth, and taken in exchange – my youth.” And the exchange can often be uneven and unwanted. If you have heard this one before: start putting money in your 401(k) plan [...]

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Taxes: Which Fund is Tax Friendly?

February 17, 2010

I just recently finished my portion of the household tax return for 2009. I was not that unpleasant a task as I broke even for the year. Some stocks made money while others lost enough to offset those gains. In other words, the best possible tax scenario took place: no gains, no tax consequence. But [...]

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The 401(k) Match: Getting Optimistic

February 10, 2010

At this point in time, any news seems to be good news. And when it comes to the return of the matching contribution on the 401(k), the news is greeted with a kind of relief. Finally, we are getting back to business, some have suggested. CNN even went so far as to suggest that this [...]

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MomsMakingaMillion: Small Business Retirement Plans and the SEP-IRA

February 4, 2010

In part two of a three part discussion on small business retirement plans, we look at the SEP-IRA on MomsMakingaMillion radio. Kat: Last week you told all of us about the solo 401(k).  You drove home the importance of a salary as a business expense and because you do this, it made you eligible for [...]

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The Solo 401(k)

January 27, 2010

On Friday, I will be discussing the solo 401(k) with MomsMakingaMillion hosts Gina and Kat.  Gina has been curious about how someone who has not had access to a 401(k) at their place of employment can invest for retirement.  This is the first of a three part series on the topic. Kat: If the entrepreneurial [...]

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Skin in the Game: Is Investing in Clients Worth the Risk?

January 22, 2010

A recent article in the New York Times focused on a start up mutual fund crossed my desk recently. The article, written by Stuart Elliott, dealt with the advertising agency Kirshenbaum Bond Senecal & Partners in New York, part of MDC Partners. While Mr. Elliott normally deals with the advertising industry, this particular article offered [...]

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401(k) Rollover: The First Steps

January 21, 2010

I appear every Friday with Gina Robison-Billups and Kat Bellucci on a broadcast designed to help working moms create the assets and wealth they need to be successful and secure. This week on MomsMakingaMillion, on 01.22.10, we discuss the first in a segment on what to do with that 401(k) if you have left a [...]

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Brightscope Does it Again

January 20, 2010

The small start-up Brightscope has done it again.  While the tool they originally introduced offered plan sponsors a look at how well their offerings served the needs of those who use the business’ 401(k) and plan users the opportunity to confront those sponsors about the adequacy of those plans, a new tool puts more of [...]

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Is a Roth 401(k) Right for You?

January 18, 2010

More than simply a retirement plan, your 401(k) relies on its tax advantage to help you with your retirement. The concept is relatively straightforward. You put away money from each paycheck before taxes are taken from that total. This money is invested and the proceeds are taxed upon distribution. In the 2010 tax year, this [...]

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