Blog Archives

On the Radio with Laurence J. Kotlikoff

Posted on January 30, 2012 by petillo — No Comments ↓

Today on the Financial Impact Factor with Paul Petillo, Dave Kittredge and Dave Ng we have as our special guest Laurence J. Kotlikoff is a William Fairfield Warren Professor at Boston University, a Professor of Economics at Boston University, a Fellow of the American Academy of Arts and Sciences, a Fellow of the Econometric Society, a Research Associate of the National Bureau of Economic Research, and President of Economic Security Planning, Inc., a company specializing in financial planning software. He is also the author of six books, the most recent “Jimmy Stewart is Dead – Ending the World’s Ongoing Financial Plague with Limited Purpose Banking.

Professor Kotlikoff is running for President of the United States in the 2012 election. He is seeking the nomination of the advocacy group Americans Elect.

Tagged with: Dave Kittredge, Dave Ng, economist, Financial Impact Factor Radio, financial planning, Laurence Kotlikoff, Paul Petillo, personal finance, presidential election, social security, tax plan, taxes
Posted in 401k, commentary, debt, economics, financial impact factor radio, financial planning, Mutual Fund Investing, Paul Petillo, personal finance, Profitable Investments, Repercussions: A Retirement Review, Retirement Planning Target 2025, social security, taxes, wealth, women and finances, women and retirement

Retirement Planning: The Time Value of Money

Posted on January 22, 2012 by petillo — No Comments ↓

We’ve lost our sense of timing. Not in the genetic sense; we still follow the rhythms of our daily lives. Those patterns are intact. The loss of timing we are experiencing relates to the time value of money. According the economic question, posed in a number of different ways depending on how you might search for the term, asks the reader to answer: would you take X-number of dollars today or wait for a period of time to receive the same amount?

Tagged with: 401k, Baby Boomers, budgets, compounding, concept of time, contributions, economics lesson, investing, money, retirement planning, time, time value of money
Posted in 401k, Boomers, commentary, debt, economics, financial impact factor radio, financial planning, index funds, mortgages, Paul Petillo, personal finance, Profitable Investments, Repercussions: A Retirement Review, Retirement Planning Target 2025, risk, taxes

The Cost of College: Save, Invest or Borrow?

Posted on January 12, 2012 by petillo — No Comments ↓

The experts suggest all too often that we should save for college. But if you were to do that – save, a form of no risk handling of money akin to bank accounts, money market funds, certificates of deposit or under the mattress you would have little more to show for the effort in ten or fifteen years than the money you put away. You wouldn’t have beat inflation and you certainly wouldn’t have beat the inflation that is known as college tuition.

Tagged with: 401k, 529 plans, college, Financial Impact Factor Radio, investing for college, Paul Petillo, pre-paid 529 plans, retire plan, saving for college
Posted in 401k, bonds, college, commentary, debt, financial impact factor radio, financial planning, Mutual Fund Investing, Paul Petillo, personal finance, Profitable Investments, Repercussions: A Retirement Review, Retirement Planning Target 2025, risk