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	<title>Target 2025 &#187; Boomers</title>
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	<link>http://target2025.com</link>
	<description>Retirement Planning in Less Time than You Think</description>
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		<title>Retirement Planning: The Time Value of Money</title>
		<link>http://target2025.com/retirement-planning-the-time-value-of-money/</link>
		<comments>http://target2025.com/retirement-planning-the-time-value-of-money/#comments</comments>
		<pubDate>Sun, 22 Jan 2012 16:39:08 +0000</pubDate>
		<dc:creator>petillo</dc:creator>
				<category><![CDATA[401k]]></category>
		<category><![CDATA[Boomers]]></category>
		<category><![CDATA[commentary]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[economics]]></category>
		<category><![CDATA[financial impact factor radio]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[index funds]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Paul Petillo]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Profitable Investments]]></category>
		<category><![CDATA[Repercussions: A Retirement Review]]></category>
		<category><![CDATA[Retirement Planning Target 2025]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[taxes]]></category>
		<category><![CDATA[Baby Boomers]]></category>
		<category><![CDATA[budgets]]></category>
		<category><![CDATA[compounding]]></category>
		<category><![CDATA[concept of time]]></category>
		<category><![CDATA[contributions]]></category>
		<category><![CDATA[economics lesson]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[time]]></category>
		<category><![CDATA[time value of money]]></category>

		<guid isPermaLink="false">http://target2025.com/?p=2894</guid>
		<description><![CDATA[We've lost our sense of timing. Not in the genetic sense; we still follow the rhythms of our daily lives. Those patterns are intact. The loss of timing we are experiencing relates to the time value of money. According the economic question, posed in a number of different ways depending on how you might search for the term, asks the reader to answer: would you take X-number of dollars today or wait for a period of time to receive the same amount? <a href="http://target2025.com/retirement-planning-the-time-value-of-money/"><div class="see-more">See more &#8250;</div><!-- end of .see-more --></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement Planning: A Cooking Lesson</title>
		<link>http://target2025.com/retirement-planning-a-cooking-lesson/</link>
		<comments>http://target2025.com/retirement-planning-a-cooking-lesson/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 14:25:32 +0000</pubDate>
		<dc:creator>petillo</dc:creator>
				<category><![CDATA[401k]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[Boomers]]></category>
		<category><![CDATA[ETFs]]></category>
		<category><![CDATA[exchange traded funds]]></category>
		<category><![CDATA[financial impact factor radio]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[index funds]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[Mutual Fund Investing]]></category>
		<category><![CDATA[Paul Petillo]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Profitable Investments]]></category>
		<category><![CDATA[Repercussions: A Retirement Review]]></category>
		<category><![CDATA[Retirement Planning Target 2025]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[401ks]]></category>
		<category><![CDATA[contribution to retirement]]></category>
		<category><![CDATA[contributions]]></category>
		<category><![CDATA[cooking lesson]]></category>
		<category><![CDATA[dreaming of retirement]]></category>
		<category><![CDATA[dreams of retirement]]></category>
		<category><![CDATA[early retirement]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[practice]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[taxes]]></category>

		<guid isPermaLink="false">http://target2025.com/?p=2878</guid>
		<description><![CDATA[There are numerous analogies floating about concerning what retirement is. For each of us it represents something different. Perhaps it is only a dream, distant and more or less unfathomable. For others, it might seem close and still too far enough away to embrace the concept that one day you might actually do something different. And for Baby Boomers, the path is much clearer, the distance much closer and the journey much easier to define. <a href="http://target2025.com/retirement-planning-a-cooking-lesson/"><div class="see-more">See more &#8250;</div><!-- end of .see-more --></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Reality of Retirement: Try it on for Size</title>
		<link>http://target2025.com/the-reality-of-retirement-try-it-on-for-size/</link>
		<comments>http://target2025.com/the-reality-of-retirement-try-it-on-for-size/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 13:43:58 +0000</pubDate>
		<dc:creator>petillo</dc:creator>
				<category><![CDATA[Boomers]]></category>
		<category><![CDATA[commentary]]></category>
		<category><![CDATA[ETFs]]></category>
		<category><![CDATA[financial impact factor radio]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[Paul Petillo]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Profitable Investments]]></category>
		<category><![CDATA[Repercussions: A Retirement Review]]></category>
		<category><![CDATA[Retirement Planning Target 2025]]></category>
		<category><![CDATA[taxes]]></category>
		<category><![CDATA[Baby Boomers]]></category>
		<category><![CDATA[Charles Barkley]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://target2025.com/?p=2848</guid>
		<description><![CDATA[Last night on the Daily Show with Jon Stewart, Charles Barkley, basketball star turned sportscaster offered his thoughts on retirement. Granted, professional athletes are hardly the poster boys and girls of those seeking to retire. They have made huge sums of money in a relatively short amount of time and retirement usually means a second, perhaps third career managing that money, be it a car dealership or real estate investments or sportscaster. <a href="http://target2025.com/the-reality-of-retirement-try-it-on-for-size/"><div class="see-more">See more &#8250;</div><!-- end of .see-more --></a>]]></description>
		<wfw:commentRss>http://target2025.com/the-reality-of-retirement-try-it-on-for-size/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is Your Retirement Plan Really Different?</title>
		<link>http://target2025.com/is-your-retirement-plan-really-different/</link>
		<comments>http://target2025.com/is-your-retirement-plan-really-different/#comments</comments>
		<pubDate>Mon, 02 Jan 2012 15:17:15 +0000</pubDate>
		<dc:creator>petillo</dc:creator>
				<category><![CDATA[401k]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[Boomers]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[economics]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Paul Petillo]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Profitable Investments]]></category>
		<category><![CDATA[Repercussions: A Retirement Review]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[taxes]]></category>
		<category><![CDATA[women and retirement]]></category>
		<category><![CDATA[boomers]]></category>
		<category><![CDATA[budgets]]></category>
		<category><![CDATA[contributions]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[fixed income]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[prepaying mortgages]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[retire plan]]></category>

		<guid isPermaLink="false">http://target2025.com/?p=2845</guid>
		<description><![CDATA[The past several years have re-arranged how we think about retirement. The shift in the "dream" has been the subject of more than one news report on the state of where Boomers are and where their younger cohorts how to be one day. Yet, retirement is and always will be the same: a time when fixed income rules the budget. <a href="http://target2025.com/is-your-retirement-plan-really-different/"><div class="see-more">See more &#8250;</div><!-- end of .see-more --></a>]]></description>
		<wfw:commentRss>http://target2025.com/is-your-retirement-plan-really-different/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I Resolve: Six Resolutions for Retirement Planning in the New Year</title>
		<link>http://target2025.com/i-resolve-six-resolutions-for-retirement-planning-in-the-new-year/</link>
		<comments>http://target2025.com/i-resolve-six-resolutions-for-retirement-planning-in-the-new-year/#comments</comments>
		<pubDate>Sat, 31 Dec 2011 15:49:16 +0000</pubDate>
		<dc:creator>petillo</dc:creator>
				<category><![CDATA[401k]]></category>
		<category><![CDATA[Boomers]]></category>
		<category><![CDATA[commentary]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[ETFs]]></category>
		<category><![CDATA[exchange traded funds]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[index funds]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[Paul Petillo]]></category>
		<category><![CDATA[Repercussions: A Retirement Review]]></category>
		<category><![CDATA[Retirement Planning Target 2025]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[women and finances]]></category>
		<category><![CDATA[women and retirement]]></category>
		<category><![CDATA[Baby Boomers]]></category>
		<category><![CDATA[defined benefit plans]]></category>
		<category><![CDATA[defined contribution plans]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[markets]]></category>
		<category><![CDATA[mutual funds]]></category>
		<category><![CDATA[pensions]]></category>
		<category><![CDATA[reasonable]]></category>
		<category><![CDATA[retire plan]]></category>
		<category><![CDATA[reward]]></category>
		<category><![CDATA[risk tolerance]]></category>
		<category><![CDATA[women and investing]]></category>

		<guid isPermaLink="false">http://target2025.com/?p=2840</guid>
		<description><![CDATA[If you consider yourself a Baby Boomer, the reflection in the mirror is an image that polarizes: we are comfortable in the what the future holds or we are worried. There is good reasons for this feeling of either hope or dispair, with no real middle ground. This group has seen the demise of the defined benefit plan (pensions) and the introduction of the defined contribution plan (401(k)). You have seen the greatest bull market in investing history and witnessed two major crashes that have rattled your confidence in the decade following. You are the first generation to realize that your future is in your hands and you were not ready for the responsibility. <a href="http://target2025.com/i-resolve-six-resolutions-for-retirement-planning-in-the-new-year/"><div class="see-more">See more &#8250;</div><!-- end of .see-more --></a>]]></description>
		<wfw:commentRss>http://target2025.com/i-resolve-six-resolutions-for-retirement-planning-in-the-new-year/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>As We Enter 2012: A Few Thoughts on Retirement</title>
		<link>http://target2025.com/as-we-enter-2012-a-few-thoughts-on-retirement/</link>
		<comments>http://target2025.com/as-we-enter-2012-a-few-thoughts-on-retirement/#comments</comments>
		<pubDate>Fri, 30 Dec 2011 14:43:17 +0000</pubDate>
		<dc:creator>petillo</dc:creator>
				<category><![CDATA[401k]]></category>
		<category><![CDATA[Boomers]]></category>
		<category><![CDATA[financial impact factor radio]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[Paul Petillo]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Profitable Investments]]></category>
		<category><![CDATA[Repercussions: A Retirement Review]]></category>
		<category><![CDATA[Retirement Planning Target 2025]]></category>
		<category><![CDATA[401ks]]></category>
		<category><![CDATA[budgets]]></category>
		<category><![CDATA[defined contribution plans]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://target2025.com/?p=2835</guid>
		<description><![CDATA[It's true, the calendar change from 2011 to 2012 is not that big of an event. Granted, we will celebrate as if it were, thinking that "out with the old" and "in with the new" can be impacted by some arbitrary date. It is often this short-term thinking, the hopefulness that this year will better than the last, that is at the heart of why we never seem to feel confident in our retirement plans, our investment decisions and how we manage our money. All of these are long-term efforts that exist in the absence of short-term events like a change in the date. <a href="http://target2025.com/as-we-enter-2012-a-few-thoughts-on-retirement/"><div class="see-more">See more &#8250;</div><!-- end of .see-more --></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement Planning: As We Come to a Close in 2011</title>
		<link>http://target2025.com/retirement-planning-as-we-come-to-a-close-in-2011/</link>
		<comments>http://target2025.com/retirement-planning-as-we-come-to-a-close-in-2011/#comments</comments>
		<pubDate>Mon, 28 Nov 2011 14:33:11 +0000</pubDate>
		<dc:creator>petillo</dc:creator>
				<category><![CDATA[401k]]></category>
		<category><![CDATA[Boomers]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[commentary]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Profitable Investments]]></category>
		<category><![CDATA[Repercussions: A Retirement Review]]></category>
		<category><![CDATA[Retirement Planning Target 2025]]></category>
		<category><![CDATA[taxes]]></category>
		<category><![CDATA[assets]]></category>
		<category><![CDATA[boomers]]></category>
		<category><![CDATA[budgets]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[net worth]]></category>
		<category><![CDATA[over-indebtedness]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[retire plan]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://target2025.com/?p=2786</guid>
		<description><![CDATA[I thought I'd get the jump on my cohorts and take a look back at where we have come over the last year and perhaps use that information to gain some insight into what the next year brings. This is almost as good, particularly when we are talking about retirement, personal finance or just about anything related to our financial well-being as predicting the weather.  <a href="http://target2025.com/retirement-planning-as-we-come-to-a-close-in-2011/"><div class="see-more">See more &#8250;</div><!-- end of .see-more --></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement Planning: Don&#8217;t Be a Percentage!</title>
		<link>http://target2025.com/retirement-planning-dont-be-a-percentage/</link>
		<comments>http://target2025.com/retirement-planning-dont-be-a-percentage/#comments</comments>
		<pubDate>Sun, 20 Nov 2011 15:02:05 +0000</pubDate>
		<dc:creator>petillo</dc:creator>
				<category><![CDATA[401k]]></category>
		<category><![CDATA[Boomers]]></category>
		<category><![CDATA[commentary]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[economics]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Paul Petillo]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Profitable Investments]]></category>
		<category><![CDATA[Repercussions: A Retirement Review]]></category>
		<category><![CDATA[Retirement Planning Target 2025]]></category>
		<category><![CDATA[budgets]]></category>
		<category><![CDATA[goals for retirement]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[market volatility]]></category>
		<category><![CDATA[retire plan]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[retirement surveys]]></category>
		<category><![CDATA[savings goals]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[working]]></category>

		<guid isPermaLink="false">http://target2025.com/?p=2778</guid>
		<description><![CDATA[It is why, when the information culled from a recent Wells Fargo survey expressed as a percentage, that 25% of the adult population would need to work into their eighties, a postponement of retirement that has become newsworthy of late. The survey even suggested that they accepted the fact. <a href="http://target2025.com/retirement-planning-dont-be-a-percentage/"><div class="see-more">See more &#8250;</div><!-- end of .see-more --></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>On the Radio with Deborah Jacobs</title>
		<link>http://target2025.com/radio-deborah-jacobs-financial-impact-factor-radio-paul-petillo/</link>
		<comments>http://target2025.com/radio-deborah-jacobs-financial-impact-factor-radio-paul-petillo/#comments</comments>
		<pubDate>Mon, 31 Oct 2011 21:50:38 +0000</pubDate>
		<dc:creator>petillo</dc:creator>
				<category><![CDATA[Boomers]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[economics]]></category>
		<category><![CDATA[financial impact factor radio]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[Paul Petillo]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Repercussions: A Retirement Review]]></category>
		<category><![CDATA[Retirement Planning Target 2025]]></category>
		<category><![CDATA[Dave Kittredge]]></category>
		<category><![CDATA[Dave Ng]]></category>
		<category><![CDATA[Deborah L. Jacobs]]></category>
		<category><![CDATA[durable power of attorney]]></category>
		<category><![CDATA[estate planning smarts]]></category>
		<category><![CDATA[Financial Impact Factor Radio]]></category>
		<category><![CDATA[revocable trusts]]></category>
		<category><![CDATA[trusts]]></category>
		<category><![CDATA[wills]]></category>

		<guid isPermaLink="false">http://target2025.com/?p=2730</guid>
		<description><![CDATA[Today on the Financial Impact Factor Radio with Paul Petillo we hosted Deborah L. Jacobs, author of "Estate Planning Smarts". This was an important show for those of us who may not have taken the important first step and made a will. And you'll find out that this is actually the next step in a good estate plan!  <a href="http://target2025.com/radio-deborah-jacobs-financial-impact-factor-radio-paul-petillo/"><div class="see-more">See more &#8250;</div><!-- end of .see-more --></a>]]></description>
		<wfw:commentRss>http://target2025.com/radio-deborah-jacobs-financial-impact-factor-radio-paul-petillo/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Adjusted Realty: Staying Close to Home in Retirement</title>
		<link>http://target2025.com/the-adjusted-realty-staying-close-to-home-in-retirement/</link>
		<comments>http://target2025.com/the-adjusted-realty-staying-close-to-home-in-retirement/#comments</comments>
		<pubDate>Fri, 28 Oct 2011 00:26:13 +0000</pubDate>
		<dc:creator>petillo</dc:creator>
				<category><![CDATA[Boomers]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Paul Petillo]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Profitable Investments]]></category>
		<category><![CDATA[Repercussions: A Retirement Review]]></category>
		<category><![CDATA[Retirement Planning Target 2025]]></category>
		<category><![CDATA[taxes]]></category>
		<category><![CDATA[budgets]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[retire plan]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://target2025.com/?p=2721</guid>
		<description><![CDATA[Could be a sign of the times and then again, it might be the progression of where we would be in our retirement plan. If the results of the latest Associated Press-LifeGoesStrong.com poll are any indication, we have reached a pivotal point in retirement planning. Should I stay or should I go? <a href="http://target2025.com/the-adjusted-realty-staying-close-to-home-in-retirement/"><div class="see-more">See more &#8250;</div><!-- end of .see-more --></a>]]></description>
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		<slash:comments>0</slash:comments>
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