From the monthly archives:

April 2010

Stuck at Home: The New Retirement Plan

April 30, 2010

The general feeling among homeowners as they close in on retirement is whether or not they want to sell, presumably to downsize to something more affordable. Some folks may be considering something a little more freeing, possibly even considering the option of renting. And while both of those options can be tempting, you may find [...]

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An Unfair Comparison: ETFs and Mutual Funds

April 29, 2010

If you wonder whether the comparisons most often made between ETFs (exchange traded funds) and mutual funds are done without bias, you would be wrong.  To understand why these traded index funds continue sell their attributes based on cost alone is to miss the point.  While they do have very low fees, as all passively [...]

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The Future Tax on Roth IRAs

April 28, 2010

Charles Kettering once said “My interest is in the future because I am going to spend the rest of my life there”. So why are investors, who are able to make the conversion from a traditional IRA to a Roth IRA failing to do so?  Believe it or not, these potential converters assume that the [...]

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Your Kid’s Retirement Plan

April 27, 2010

There are several questions you should ask yourself prior to making your kid’s retirement plan a focus on your financial to-do list.  The first: have you done all you can do for your own retirement plan? The second: Is your child’s retirement future something that you can actually help them to achieve? The third: Can [...]

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Seeing the Shadows: Your Retirement and Your Kids

April 26, 2010

Many of us focus on the big picture.  We examine and often re-examine our retirement plans and our approach to those tools.  We sometimes take a deeper look (as I have often suggested) at the current state of our own financial households.  We attempt to control our debt and seek to manage better or eliminate [...]

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An Uncertain Strategy for the Federal Reserve

April 24, 2010

The Federal Reserve is holding most of the cards it has in its hand close to its vest.  And with good reason.  With so much at stake, it would be unwise to spook any recovery with talk of changing its direction on interest rates. First, the truisms.  There is dissent among Federal Reserve Board governors [...]

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When the Choices for Investing are Poor

April 23, 2010

It seems that banks are now targeting the unbankable.  This segment of the population has been seen as the new investment horizon.  Often described as underpriveldged, in many instances, these poorer communities have the desire but their experience with these sorts of institutions is often tenuous at best.  In fact, Dorethia Conner, a personal finance [...]

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Playing with Retirement Numbers

April 22, 2010

Calculating retirement is a lot different than estimating a tip. yet we all believe that using many of the online tools available to decipher a future with so many complicated financial interactions is as easy as filling out the spaces and hitting the button at the bottom. While Mark Miller points out six faults with [...]

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